U.S. Department of Housing and Urban Development

Federal Housing Administration (FHA)


US Dept of Housing

OMB Approval No: 2502- 0538 (exp. 04/30/2018)


check For your Protection: Get a Home Inspection!


bullet_home_green - Copy Why a Buyer Needs a Home Inspection

A home inspection gives the buyer more detailed information about the overall condition of the home prior to purchase. In a home inspection, a qualified inspector takes an in-depth, unbiased look at your potential new home   to:

Evaluate the physical condition: structure, construction, and mechanical systems; Identify items that need to be repaired or replaced; and Estimate the remaining useful life of the major systems, equipment, structure, and finishes.


bullet_home_green - CopyYou Must Ask for a Home Inspection

A home inspection will only occur if you arrange for one. FHA does not perform a home inspection. Decide early. You may be able to make your contract contingent on the results of the inspection.


bullet_home_green - Copy Appraisals are Different from Home Inspections

An appraisal is different from a home inspection and does not replace a home inspection. Appraisals estimate the value of the property for lenders. An appraisal is required to ensure the property is marketable. Home inspections evaluate the condition of the home for buyers.


bullet_home_green - Copy FHA Does Not Guarantee the Value or Condition of your Potential New Home

If you find problems with your new home after closing, FHA cannot give or lend you money   for repairs, and FHA cannot buy the home back from you. Ask a qualified home inspector to inspect your potential new home and give you the information you need to make a wise



bullet_home_green - Copy Radon Gas Testing and other safety/health issues


The United States Environmental Protection Agency and the Surgeon General of the United States have recommended that all houses should be tested for radon.  For more information on radon testing, call the toll-free National Radon Information Line at 1-800-SOS-Radon or 1-800-767-7236.


Ask your home inspector about additional health and safety tests that may be relevant for your home.


bullet_home_green - Copy Be an Informed Buyer

It is your responsibility to be an informed buyer. You have the right to carefully examine your potential new home with a qualified home inspector.


HUD-92564-CN (6/14)